General recommendations

  1. Invest in ETFs, not single stocks (┬žinvesting_in_etfs)
  2. Invest “110 minus your age” into stocks, and the rest into bonds
  3. For the stock component, half should be in local-stock ETF and half in global stock ETF
    1. Global stock ETF is inherently more volatile, affected by currency
  4. The bond component should be entirely local

Good ETFs