It is much easier to make money than to keep it.
Dependence makes a system fragile. The more independent an organism is from its external weaknesses, the more likely it is to add to its endurance, or its strength. Independence is very valuable, and also very costly.
Threats to your freedom and liberty are many, and they change from time to time.
The market prefers a monetary asset that is difficult to obtain, and more likely to retain its value by virtue of its scarcity relative to the alternatives.